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Information About Us
First Choice Insurances LLC (“First Choice Insurances,” “we,” “us” or “our”) owns and operates www.firstchoiceinsurances.com.
Please read these Terms and Conditions carefully before using our website.
Terms of Website Use
Your access to and use of our website is subject to these Terms and Conditions, so we encourage you to read them in full. By using our website, you confirm that you accept these terms and agree to follow them.
Other documents also contain important information that applies to your use of our website:
- Our Privacy Policy explains how we process the personal information we collect and hold about you.
- Our California Privacy Rights notice and Opt Out page explain additional choices available to you.
Changes to These Terms
We may revise these terms at any time by updating this page. Please check back from time to time.
Changes to Our Website
- We update our website and change its content from time to time, without notifying users in advance.
- We do our best to keep information accurate, but we cannot guarantee that the website or its content will be free from errors or omissions, and we are not obligated to update any information on it.
Your Access to Our Website
- Our website and the information on it are made available to all visitors free of charge.
- Because of the nature of technology and the internet, we cannot promise that our website or any content on it will always be available or uninterrupted, and we are not obliged to fix or support it.
- Access is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our website without notice, and we will not be liable to you if it is unavailable at any time or for any period.
- You are responsible for making all arrangements needed to access our website, and for making sure that anyone who accesses it through your internet connection is aware of and follows these terms.
Who Owns the Content on Our Website?
- We own or license the copyright and other rights in our website and the material published on it, which are protected by U.S. and international laws. All such rights are reserved.
- You may print or download extracts from our website for your personal use, including sharing them with others in your organization. You must not modify any printed or downloaded materials in any way, and you must acknowledge our ownership.
- If you print, copy or download any part of our website in breach of these terms, your right to use the website ends immediately and you must return or destroy any copies you have made, if we ask you to.
Accuracy of Website Content
Content on our website is provided for general information only. It is not advice, and you should not rely on it as such. Please obtain your own professional advice before taking, or not taking, any action based on our content. Although we make reasonable efforts to keep the information up to date, we make no guarantee, express or implied, that the content is accurate, complete or current.
Limitation of Our Liability
Nothing in these terms excludes or limits our liability where it would be unlawful to do so, including liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation. To the fullest extent permitted by applicable law, we exclude all conditions, warranties, representations and other terms that might otherwise apply to our website or its content, whether express or implied. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, and even if foreseeable, arising from or in connection with:
- use of, or inability to use, our website; or
- use of or reliance on any content displayed on our website.
We will not be liable for any loss of profit, loss of business, business interruption or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack or other technologically harmful material that may infect your computer equipment, programs, data or other proprietary material because of your use of our website, your downloading of content from it, or any website linked to it.
We are not responsible for the content of websites linked from ours. Those links should not be read as our endorsement, and we will not be liable for any loss or damage that may arise from your use of them.
Viruses and Misuse
We take reasonable steps to keep our website reliable and fast, but we do not guarantee that it will be free of bugs or viruses. You are responsible for configuring your own technology to access our website and should use your own virus protection software.
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other malicious or technologically harmful material. You must not attempt to gain unauthorized access to our website, the server on which it is hosted, or any server, computer or database connected to it, and you must not attack our website through a denial-of-service or distributed denial-of-service attack. Doing so may violate applicable federal and state laws, including the U.S. Computer Fraud and Abuse Act. We may report any such breach to the relevant law-enforcement authorities and cooperate with them, including by disclosing your identity. If such a breach occurs, your right to use our website ends immediately.
Linking to Our Website
You may link to our home page as long as you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not create a link that suggests any form of association with, approval of, or endorsement by us where none exists.
You must not link to our website from any website you do not own.
We may withdraw linking permission at any time without notice.
Any website you link from must comply in all respects with the content standards we publish from time to time.
If you would like to use content from our website in any way other than described above, please email us at privacy@firstchoiceinsurances.com.
Third-Party Links and Resources on Our Website
Where our website links to other websites or resources provided by third parties, these links are for your information only.
We have no control over the content of those websites or resources.
Governing Law
These terms, their subject matter and their formation are governed by the laws of the United States and the State of [Governing State], without regard to its conflict-of-law rules. Any dispute arising from these terms or your use of our website will be brought exclusively in the state or federal courts located in [Governing State], and you consent to the jurisdiction of those courts.
When You Must Stop Using Our Website
Circumstances change, and we may need to end your use of our website.
If at any time you do not agree with these terms or are unhappy with our website, you must stop using it. We may also end your use of our website if you use it in a way it was not intended, in a way that does not comply with these terms, or in a way that goes against the spirit or intent of our website or breaks any law or regulation.
If we end your use of our website, we will let you know, and you must stop using it immediately. We will not compensate you for any loss at the time we end your use of the website.
Thank you for visiting First Choice Insurances!