CCPA

Draft: this page requires review by a qualified attorney before publication.

If you are a California resident, the following additional rights may be available to you.

1. Disclosures for direct marketing. California residents may request information about First Choice Insurances's disclosure of personal information (such as name and contact details) to third parties who wish to contact them or send them promotional information about their own products and services directly, as opposed to a third party acting on our behalf, or a co-promotion in which you provided information to both First Choice Insurances and the third party. To request a copy of information about our disclosures to third parties for their direct-marketing purposes during the preceding calendar year, please write to us at: Attention: Legal Department, First Choice Insurances LLC, 1234 Placeholder Ave, Suite 100, City, ST 00000.
2. Removal of content posted by minors. If you are a California resident under 18 and have publicly posted content or information through First Choice Insurances's services, you may request that we remove it. Please email opt-out@firstchoiceinsurances.com with a detailed description of the specific content or information you want removed. Removal does not guarantee complete or comprehensive removal, as there may be circumstances where the law does not require or permit it.
3. Your rights under the CCPA. The California Consumer Privacy Act of 2018, as amended (“CCPA”), gives California residents the additional rights described below. Your rights to know and to delete are subject to certain exceptions under the CCPA.
   1. Disclosures about your personal information. We collect the following categories of personal information, as defined in the CCPA, from or about you, and may have disclosed them for a business purpose:
      1. Identifiers, such as your name, IP address, email address and similar identifiers;
      2. Personal information categories listed in the California Customer Records statute, such as your name, address and telephone number;
      3. Characteristics, such as age and gender;
      4. Commercial information, such as the types of insurance products you are interested in;
      5. Audio, electronic, visual or other similar information; and
      6. Inferences drawn from the information we collect from or about you, used to better understand your preferences and to tailor content and advertising for you.
   2. Right to know. You may ask us to disclose the categories and specific pieces of personal information we have collected about you, and how we collect, use, disclose and “sell” personal information.
   3. Right to delete. You may ask us to delete personal information we have collected or maintain about you. Once completed, deletion cannot be undone.
   4. Right to opt out of “sale” or “sharing.” First Choice Insurances may disclose certain information about you for purposes that may be considered a “sale” or “sharing” under the CCPA, for example, to our Business Partners and to advertising partners, advertising technology companies and companies that perform advertising-related services, so that you see more relevant advertising. This information may include identifiers such as your IP address, advertising identifiers, your email address (in de-identified or hashed form), age and gender, internet or other electronic network information such as your interaction with an ad, and geolocation data. To learn more, including about your opt-out choices, please visit our Opt Out page.
   5. How to exercise your CCPA rights.
      1. We honor these rights in response to a verifiable consumer request. To submit a request, use the form on our Opt Out page or email us at opt-out@firstchoiceinsurances.com.
      2. Because our Site does not offer user accounts, we hold limited information about you. To verify your request, we will ask you to provide your name and the phone number and/or email address you believe we collected.
      3. You may designate an authorized agent to make a request on your behalf by emailing opt-out@firstchoiceinsurances.com with written proof of the agent's authority.
      4. If you exercise any of these rights, you will not receive different prices or quality of service, unless permitted by applicable law, for example where differences are reasonably related to your information. If you opt out of “sale,” the ads you see may be less tailored to your interests. For questions about exercising these rights, please email opt-out@firstchoiceinsurances.com.